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Capital Credits

Morgan County REA sends $4.75 million to members in capital credits

Morgan County REA is pleased to announce that in October 2024, your Morgan County REA Board of Directors approved $4.75 million in capital credits to be returned to MCREA members. This is the largest patronage capital retirement in MCREA history.

Capital credits are one of the best parts of being an electric co-op member. As a not-for-profit cooperative, we believe in giving credit where credit is due--to the members who shape our co-op. Based on MCREA's financial condition, our board elects to retire the profits, also called patronage capital, from a given year. Anyone who was a member of the co-op during that year retired is sent a capital credits check based on how much power they purchased. This is very different from investor-owned utilities, which, instead, send profits to shareholders.

In October, the MCREA board approved a complete retirement of 2018 MCREA patronage and 2004 Tri-State Generation & Transmission capital. They also approved partial retirement of 2019 MCREA patronage. This means that anyone who was an MCREA member in these years received a capital credits check in December 2024, reflecting your contribution to the cooperative. Those funds helped MCREA manage rates, cover emergency expenses, and reduced the amount of money we needed to borrow from outside lenders to build, maintain, and expand a reliable distribution system.

Because capital credits are dispersed according to how much power each member purchased in these years, check amounts vary. If someone is no longer an MCREA member, but was in any of these years retired--they still received a capital credits check. That's why it's important for MCREA to have your current contact information, so that your check can make its way to you.

MCREA is proud to deliver these capital credits to you, the members we serve. 

Unclaimed Capital Credits

It is not unusual for MCREA to have unclaimed or uncashed capital credits checks from our margin allocations. In some cases, letters containing refunds were returned due to lack of current address. We also have instances in which capital credits checks were never cashed.

Wondering if there are unclaimed capital credits under your name?

Search your name below to see if you have unclaimed capital credits. If your name is on the list, contact MCREA to provide your current address to ensure your capital credits check finds you. For information or questions, please call us at 970-867-5688 or email customerservice@mcrea.org. 

Capital Credits Search

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©2025 Morgan County REA. All Rights Reserved.

  • The Co-op
    • BOARD OF DIRECTORS
      • Meet the Board
      • Board Meetings
      • Elections
    • MCREA AT A GLANCE
      • About Us
      • Bylaws & Articles
      • Rules and Regulations
      • Careers
      • Contact Us
      • History & Mission
      • Service Area
      • Seven Cooperative Principles
      • Staff
      • Statement of Non-Discrimination
  • News & Community
    • NEWS
      • Annual Meeting
      • Colorado Country Life
      • Legislative News
    • YOUTH PROGRAMS
      • College Scholarships
      • Lineworker Scholarships
      • Scholarship Recipients
      • Cooperative Youth Leadership Camp
      • Washington DC Youth Tour
  • Service Center & Rebates
    • SERVICES
      • Begin/Change Residential Electric Service
      • Billing & Payment Information
      • Business Application
      • Forms
      • Capital Credits
      • Solar & Net Metering
      • Co-op Connections
      • New Construction
      • Rate Information
      • Residential PrePay Service
      • Tariff Sheets
      • Oversized Load
    • ENERGY CENTER & REBATES
      • Choose EV
      • Energy Efficiency Rebates
      • Free Energy Audit
      • Products
  • Outage & Safety
    • OUTAGE
      • Outage Map
      • Outage Center
      • Update Contact Information
    • SAFETY
      • Power Line & Generator Safety
      • 811 Call Before You Dig
      • Electrical Safety & Tree Trimming
      • Safety Presentations
      • Safety Videos
      • Safety Quiz
  • Grassroots